Now that finals are done with and I can breathe, I can also concentrate on the other side of being college student. When I got my first credit card, I went crazy. There wasn’t a lot of credit in it, but I feel like I’m still paying for stuff I bought a couple or so years ago. I have been meaning to pay more than the monthly stuff, but as a student, there’s never spare change laying around. I should have never used them to begin with, I know. Live and learn, right?
So after having two credit cards for four years, I finally found out today what my APR was. Not smart. Not smart at all.
So I finally jotted down a plan to pay them off. My plan consists on paying about 50 dollars on each out of every paycheck I get. On top of their monthly payment. This way their balance will decrease sooner than later. I just hope this plan doesn’t turnout to be like this post a day challenge. . .
-Mrs. This One